Author Archive

Today I received an alarming email from my bank. The subject line read: ACTION REQUESTED by August 15th to Avoid Changes to Your Account As I opened the email – half-expecting it to be fake, [Continue]

So, you learn something new every day. And I just learned what 12b-1 fees are. And if you do nothing else productive today – check your brokerage account and make sure any mutual funds you own [Continue]

One sure-fire way to destroy wealth is to have kids. Thanks to the USDA, you can read about the Expenditures on Children by Families. The government takes into account costs like housing, food, [Continue]

I was recently speaking with a family member who earns a low income. This income is not so low as to qualify for subsidized housing, food stamps or other government programs. But the income is not so [Continue]

We all know how hard it can be to get ahead of a credit card bill and finally pay it off. Interest is still compounding as you move month-to-month. One way to combat this is to put money towards your [Continue]

A couple days ago I wrote about an expensive car repair. It set me back more than $1200 when all was said and done. The work needed to be done. Since I don’t want to get bogged down with a new [Continue]

Take one look at the photo featured above: it’s everyone’s dream retirement right? Even if your dream-retirement only involves one week a year at a tropical destination, the vacation’s funds [Continue]

Well, there it is: look at the photo above and you can see the 2005 Ford Escape I drive. I finished paying off its loan in January of this year – and that means I own it outright now. Of [Continue]

We’ve all heard advice on how to curb your credit card use. My all-time favorite, up until this point, has been the idea of freezing the card in a block of ice in the freezer. You gotta wait for it [Continue]

I like to talk about eliminating debt. It is such a burden and it makes things cost you a lot more than the retail price you think you are paying. It occurred to me walking home tonight how [Continue]